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  • psst … I’m a Realtor! Thanks for stopping by my website. I would love to help you find your dream home and community in the Hampton Roads or Williamsburg area or to sell your existing home. This website is authored by local resident and REALTOR, John Womeldorf. John is known around town as Mr. Williamsburg, for both his extensive knowledge of Hampton Roads and the historic triangle, and his expertise in the local real estate market. His websites, WilliamsburgsRealEstate.com and Mr Williamsburg.com were created as a resource for folks who are exploring a move to Williamsburg, VA , Hampton Roads VA and the surrounding areas of the Virginia Peninsula. On his website you can search homes for sale , foreclosures, 55+ active adult communities, condos and town homes , land and commercial property for sale in Williamsburg, Yorktown, New Kent, Poquoson, and Gloucester, VA as well as surrounding markets of Carrolton, Chesapeake,Gloucester, Hampton, Isle of Wight, Portsmouth Mathews, Newport News Norfolk, Poquoson, Smithfield, , Suffolk, Surry, Va Beach, Yorktown and York County Virginia You can reach John by email John@MrWilliamsburg.com or phone @ 757-254-813
  • RSS Colonial Williamsburg News

    • 5 Common Misconceptions about Slavery in Colonial Virginia
      Slavery is a sensitive topic that can be difficult to talk about. But that awful chapter in our history is part of who we are as Americans. We need to reckon with that history honestly. That’s why I asked Harvey Bakari, Manager of African American Initiatives, what he considered some of the most common misconceptions he...Read More »
    • We the People: A Response to Our Super Bowl Ad
      In the days leading up to the Super Bowl, Colonial Williamsburg released an extended online version of its advertisement through its various social media channels. The ad garnered thousands of likes and shares alongside hundreds of positive comments within the hour. Youtube reviews alone ran 10-1 in favor of the ad. Its popularity, and the discussion of the […]
    • The First Look at Our Super Bowl Ad to Air Sunday (Extended Cut)
      We started talking about our big Super Bowl ad on Wednesday and it immediately created quite a buzz on social media. Not only is this our first Super Bowl ad, it’s also a first for news legend and broadcasting icon Tom Brokaw, who narrated the spot for free.  “The ads are meant to show that...Read More »
    • What We Did During Our Winter Vacation
      Long naps. Weekends at the beach. Trashy 18th-century novels. Admit it, that’s what you thought we were up to in January. Not so much, but we’ll forgive you for thinking that we were taking it easy. In fact, we’ve been working frantically to plan the year ahead, train staff, and do some important maintenance before...Read More »
    • Turning Hate into Hope in Colonial Williamsburg
      The Williamsburg Inn, the famed luxury hotel in Colonial Williamsburg that regularly plays host to celebrities and royalty (including Queen Elizabeth II, twice), recently discovered that many of its elegant doors were being propped open by brass “doormen” that depict crude racial stereotypes of African Americans. But rather than simply throwing the heavy doo […]
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    Custom home in Williamsburg VA

    Custom home in Williamsburg VA

    Custom home in Williamsburg VA

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Flood Zones in Hampton Roads Virginia

Question: I am thinking of purchasing a home in Hampton Roads, Virginia. I know that that are certain areas in Hampton, James City County, Norfolk, Chesapeake, Poquoson, York County and other nearby areas  are prone to flooding. How can I find out if a home I am interested in is in a flood zone ? How can I find out how much flood insurance will cost ? What are flood zones?


Flood zones are land areas identified by the Federal Emergency Management Agency (FEMA). Each flood zone describes that land area in terms of its risk of flooding. Everyone lives in a flood zone—it’s just a question of whether you live in a low, moderate, or high risk area.

How do I find out whether or not a property is at risk of flooding, and if it is, at what level?
Go to the website http://www.floodsmart.gov and fill out the Flood Risk Profile on the left hand site of the site.

 What is a Special Flood Hazard Area (SFHA)?
Land areas that are at high risk for flooding are called Special Flood Hazard Areas (SFHAs), or floodplains. These areas are indicated on Flood Insurance Rate Maps (FIRMs).

A home located within an SFHA has a 26 percent chance of suffering flood damage during the term of a 30-year mortgage.

What is a Non-Special Flood Hazard Area (NSFHA)?
A Non-Special Flood Hazard Area (NSFHA) is an area that is in a low-to-moderate risk flood zone (Zones B, C, X Pre- and Post-FIRM). An NSFHA is not in any immediate danger from flooding caused by overflowing rivers or hard rains.

However, it’s important to note that structures within a NSFHA are still at risk. In fact, one out of four floods occurs in an NSFHA! Get the facts before you decide that your property is not at risk.

Is there a special risk-rating procedure for coastal high hazard areas (V zones)?
Yes. When calculating the risk of a V zone property, the formula takes into account the ability of the building to withstand the impact of wave action.

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