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  • psst … I’m a Realtor! Thanks for stopping by my website. I would love to help you find your dream home and community in the Hampton Roads or Williamsburg area or to sell your existing home. This website is authored by local resident and REALTOR, John Womeldorf. John is known around town as Mr. Williamsburg, for both his extensive knowledge of Hampton Roads and the historic triangle, and his expertise in the local real estate market. His websites, WilliamsburgsRealEstate.com and Mr Williamsburg.com were created as a resource for folks who are exploring a move to Williamsburg, VA , Hampton Roads VA and the surrounding areas of the Virginia Peninsula. On his website you can search homes for sale , foreclosures, 55+ active adult communities, condos and town homes , land and commercial property for sale in Williamsburg, Yorktown, New Kent, Poquoson, and Gloucester, VA as well as surrounding markets of Carrolton, Chesapeake,Gloucester, Hampton, Isle of Wight, Portsmouth Mathews, Newport News Norfolk, Poquoson, Smithfield, , Suffolk, Surry, Va Beach, Yorktown and York County Virginia You can reach John by email John@MrWilliamsburg.com or phone @ 757-254-813
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      We are now enjoying a profusion of peppers. Bullnose Pepper This year we grew four types, two mild and two hot. Of the mild, the Bullnose pepper is a very old bell pepper variety. It is not as sweet as its modern descendants but is a reliable ... Continue Reading »
    • What’s the big idea with Constitution Cafe?
      By Christopher Phillips Teddy Roosevelt asserted that “the people themselves must be the ultimate makers of their own Constitution.” How do you become a “maker” of the Constitution? Does that mean you have to be a Framer of the Constitution itself and set about revising it or amending it? Roosevelt, for one, meant that we each ... Continue Reading »
    • Chico’s on Merchants Square “Grow Event” Fundraiser for Colonial Williamsburg
      Your Fall Fabulous starts now – and benefits a good cause! Chico’s on Merchants Square is sponsoring a benefit for Colonial Williamsburg Foundation from 1 p.m. to 8 p.m. on Thursday, Oct. 2. Light refreshments will be available and Chico’s will donate 10 percent of all sales during the event to the Foundation — just be sure ... Continue Reading »
    • To everything; a season
      Podcast Host Harmony Hunter turns out to know very little about historic farming. Are your assumptions off, as well? Listen this week on the show as Historic Farmer Wayne Randolph walks us through the seasons of work on a rural plantation. You might be surprised by what you learn. Listen now.
    • Interpreting the lives of 18th-century African Americans
      By Ben Swenson Put yourself in an interpreter’s shoes. You’ve buttoned your waistcoat or tied on your petticoat. It’s time to stroll down Duke of Gloucester Street for some friendly banter with modern guests to Colonial Williamsburg’s Historic Area. What do you say? How do you act? Where have you gotten the background knowledge to pull it ... Continue Readin […]
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Flood Zones in Hampton Roads Virginia

Question: I am thinking of purchasing a home in Hampton Roads, Virginia. I know that that are certain areas in Hampton, James City County, Norfolk, Chesapeake, Poquoson, York County and other nearby areas  are prone to flooding. How can I find out if a home I am interested in is in a flood zone ? How can I find out how much flood insurance will cost ? What are flood zones?


Flood zones are land areas identified by the Federal Emergency Management Agency (FEMA). Each flood zone describes that land area in terms of its risk of flooding. Everyone lives in a flood zone—it’s just a question of whether you live in a low, moderate, or high risk area.

How do I find out whether or not a property is at risk of flooding, and if it is, at what level?
Go to the website http://www.floodsmart.gov and fill out the Flood Risk Profile on the left hand site of the site.

 What is a Special Flood Hazard Area (SFHA)?
Land areas that are at high risk for flooding are called Special Flood Hazard Areas (SFHAs), or floodplains. These areas are indicated on Flood Insurance Rate Maps (FIRMs).

A home located within an SFHA has a 26 percent chance of suffering flood damage during the term of a 30-year mortgage.

What is a Non-Special Flood Hazard Area (NSFHA)?
A Non-Special Flood Hazard Area (NSFHA) is an area that is in a low-to-moderate risk flood zone (Zones B, C, X Pre- and Post-FIRM). An NSFHA is not in any immediate danger from flooding caused by overflowing rivers or hard rains.

However, it’s important to note that structures within a NSFHA are still at risk. In fact, one out of four floods occurs in an NSFHA! Get the facts before you decide that your property is not at risk.

Is there a special risk-rating procedure for coastal high hazard areas (V zones)?
Yes. When calculating the risk of a V zone property, the formula takes into account the ability of the building to withstand the impact of wave action.

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