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  • psst … I’m a Realtor! Thanks for stopping by my website. I would love to help you find your dream home and community in the Hampton Roads or Williamsburg area or to sell your existing home. This website is authored by local resident and REALTOR, John Womeldorf. John is known around town as Mr. Williamsburg, for both his extensive knowledge of Hampton Roads and the historic triangle, and his expertise in the local real estate market. His websites, WilliamsburgsRealEstate.com and Mr Williamsburg.com were created as a resource for folks who are exploring a move to Williamsburg, VA , Hampton Roads VA and the surrounding areas of the Virginia Peninsula. On his website you can search homes for sale , foreclosures, 55+ active adult communities, condos and town homes , land and commercial property for sale in Williamsburg, Yorktown, New Kent, Poquoson, and Gloucester, VA as well as surrounding markets of Carrolton, Chesapeake,Gloucester, Hampton, Isle of Wight, Portsmouth Mathews, Newport News Norfolk, Poquoson, Smithfield, , Suffolk, Surry, Va Beach, Yorktown and York County Virginia You can reach John by email John@MrWilliamsburg.com or phone @ 757-254-813
  • RSS Colonial Williamsburg News

    • Throwback Thursday: The William Finnie House
      It is not known exactly when the Finnie House was built, but a house of the same shape is depicted on the 1782 Frenchman’s Map.  Located on the south side of Francis Street, the house is named after Quartermaster General Colonel William Finnie who lived there during the American Revolution. In a letter written in ... Continue Reading »
    • Judging a book by its cover
      By Lisa O. Monroe Becoming a bookbinder seemed like a natural choice for Bruce Plumley. Both of his parents were bookbinders. But he and his parents didn’t imagine that he would hone his skills to that of an elite artist at a world-class level. In fact, Plumley has twice won a top international bookbinding prize, and has ... Continue Reading »
    • From the Garden: The Remarkable Turkish Cucumber
      In the year 1737 the late John Custis, member of the Governor’s Council and renowned amateur horticulturist, received from Peter Collinson of Mill Hill, London, seeds for a most remarkable plant. Cucumis flexuosus Mr. Custis responded to the present: “the seeds of the long cucumber you sent ... Continue Reading »
    • An Insider’s View on Field School.
      Victoria working at the Bray School Site. Each summer Colonial Williamsburg and the College of William and Mary offer two 5-week sessions of an Archaeological Field Methods course.  For the last 3 years the field school has been focused on the Bray Site, a 1760s school for African-American children. ... Continue Reading »
    • Witness Extraordinary Silver in the Cahn Collection
      A temporary exhibition at the Art Museums of Colonial Williamsburg offers a singular perspective on America’s silvermaking tradition. Titled “A Handsome Cupboard of Plate,” the collection showcases 40 rare and beautiful pieces selected from the collection of Paul and Elissa Cahn. This week on the podcast, Curator Janine Skerry describes the collection as an […]
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Flood Zones in Hampton Roads Virginia

Question: I am thinking of purchasing a home in Hampton Roads, Virginia. I know that that are certain areas in Hampton, James City County, Norfolk, Chesapeake, Poquoson, York County and other nearby areas  are prone to flooding. How can I find out if a home I am interested in is in a flood zone ? How can I find out how much flood insurance will cost ? What are flood zones?


Flood zones are land areas identified by the Federal Emergency Management Agency (FEMA). Each flood zone describes that land area in terms of its risk of flooding. Everyone lives in a flood zone—it’s just a question of whether you live in a low, moderate, or high risk area.

How do I find out whether or not a property is at risk of flooding, and if it is, at what level?
Go to the website http://www.floodsmart.gov and fill out the Flood Risk Profile on the left hand site of the site.

 What is a Special Flood Hazard Area (SFHA)?
Land areas that are at high risk for flooding are called Special Flood Hazard Areas (SFHAs), or floodplains. These areas are indicated on Flood Insurance Rate Maps (FIRMs).

A home located within an SFHA has a 26 percent chance of suffering flood damage during the term of a 30-year mortgage.

What is a Non-Special Flood Hazard Area (NSFHA)?
A Non-Special Flood Hazard Area (NSFHA) is an area that is in a low-to-moderate risk flood zone (Zones B, C, X Pre- and Post-FIRM). An NSFHA is not in any immediate danger from flooding caused by overflowing rivers or hard rains.

However, it’s important to note that structures within a NSFHA are still at risk. In fact, one out of four floods occurs in an NSFHA! Get the facts before you decide that your property is not at risk.

Is there a special risk-rating procedure for coastal high hazard areas (V zones)?
Yes. When calculating the risk of a V zone property, the formula takes into account the ability of the building to withstand the impact of wave action.

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