• Click Here to Subscribe to Email updates

  • psst … I’m a Realtor! Thanks for stopping by my website. I would love to help you find your dream home and community in the Hampton Roads or Williamsburg area or to sell your existing home. This website is authored by local resident and REALTOR, John Womeldorf. John is known around town as Mr. Williamsburg, for both his extensive knowledge of Hampton Roads and the historic triangle, and his expertise in the local real estate market. His websites, WilliamsburgsRealEstate.com and Mr Williamsburg.com were created as a resource for folks who are exploring a move to Williamsburg, VA , Hampton Roads VA and the surrounding areas of the Virginia Peninsula. On his website you can search homes for sale , foreclosures, 55+ active adult communities, condos and town homes , land and commercial property for sale in Williamsburg, Yorktown, New Kent, Poquoson, and Gloucester, VA as well as surrounding markets of Carrolton, Chesapeake,Gloucester, Hampton, Isle of Wight, Portsmouth Mathews, Newport News Norfolk, Poquoson, Smithfield, , Suffolk, Surry, Va Beach, Yorktown and York County Virginia You can reach John by email John@MrWilliamsburg.com or phone @ 757-254-813
  • RSS Colonial Williamsburg News

    • In the Garden: Of Garlic and Shallots
      It is in the middle of October that we plant our garlic and shallots which is true for most all of the North American colonies. German Red Garlic bulb Garlic has a long usage as a medicinal plant but was seldom used in America as a culinary ... Continue Reading »
    • Revolutionary City’s tree varieties create a diverse autumn palette
      By Ben Swenson Could you name three types of oak tree if you had to? How about five? Laura Viancour can. She’s Colonial Williamsburg’s Manager of Landscape Services, part of a devoted team that shoulders a tall responsibility: maintaining the Historic Area’s oaks — all 13 species of them — and much more. There are over ... Continue Reading »
    • Death Wears a Shroud
      This week on the podcast, we reach into the grave for some buried history. In the spirit of All Hallows, we unearth the unexpected truth about colonial burial garments. Research Librarian Juliegh Clark tells us nearly all colonists would have been buried in a shroud — never their best clothes. Listen now.
    • Throwback Thursday: When Mr. Roosevelt Came to Town
      Crowds line Duke of Gloucester Street on Oct. 20th, 1934. Eighty years ago this week, an estimated crowd of 15,000 lined the streets to catch a glimpse of President Franklin Delano Roosevelt as his motorcade passed. From his perch in the backseat, FDR saw a main street ... Continue Reading »
    • Focus on Colonial Williamsburg’s Photographers
      By Karen Gonzalez Dave Doody often makes his living in high places – airplanes, helicopters, cherry pickers. “I’m not afraid of heights,” said Doody, manager of photo services at Colonial Williamsburg. That’s a good thing. Doody’s job as a photographer at Colonial Williamsburg sometimes means he has to climb into awkward locations to get that perfect picture […]
  • Flickr Photos

    front1

    upstairs closet

    upstairs bedroom2

    More Photos

Flood Zones in Hampton Roads Virginia

Question: I am thinking of purchasing a home in Hampton Roads, Virginia. I know that that are certain areas in Hampton, James City County, Norfolk, Chesapeake, Poquoson, York County and other nearby areas  are prone to flooding. How can I find out if a home I am interested in is in a flood zone ? How can I find out how much flood insurance will cost ? What are flood zones?


Flood zones are land areas identified by the Federal Emergency Management Agency (FEMA). Each flood zone describes that land area in terms of its risk of flooding. Everyone lives in a flood zone—it’s just a question of whether you live in a low, moderate, or high risk area.

How do I find out whether or not a property is at risk of flooding, and if it is, at what level?
Go to the website http://www.floodsmart.gov and fill out the Flood Risk Profile on the left hand site of the site.

 What is a Special Flood Hazard Area (SFHA)?
Land areas that are at high risk for flooding are called Special Flood Hazard Areas (SFHAs), or floodplains. These areas are indicated on Flood Insurance Rate Maps (FIRMs).

A home located within an SFHA has a 26 percent chance of suffering flood damage during the term of a 30-year mortgage.

What is a Non-Special Flood Hazard Area (NSFHA)?
A Non-Special Flood Hazard Area (NSFHA) is an area that is in a low-to-moderate risk flood zone (Zones B, C, X Pre- and Post-FIRM). An NSFHA is not in any immediate danger from flooding caused by overflowing rivers or hard rains.

However, it’s important to note that structures within a NSFHA are still at risk. In fact, one out of four floods occurs in an NSFHA! Get the facts before you decide that your property is not at risk.

Is there a special risk-rating procedure for coastal high hazard areas (V zones)?
Yes. When calculating the risk of a V zone property, the formula takes into account the ability of the building to withstand the impact of wave action.

About these ads

Leave a Reply

Fill in your details below or click an icon to log in:

WordPress.com Logo

You are commenting using your WordPress.com account. Log Out / Change )

Twitter picture

You are commenting using your Twitter account. Log Out / Change )

Facebook photo

You are commenting using your Facebook account. Log Out / Change )

Google+ photo

You are commenting using your Google+ account. Log Out / Change )

Connecting to %s

Follow

Get every new post delivered to your Inbox.

Join 1,441 other followers

%d bloggers like this: