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  • psst … I’m a Realtor! Thanks for stopping by my website. I would love to help you find your dream home and community in the Hampton Roads or Williamsburg area or to sell your existing home. This website is authored by local resident and REALTOR, John Womeldorf. John is known around town as Mr. Williamsburg, for both his extensive knowledge of Hampton Roads and the historic triangle, and his expertise in the local real estate market. His websites, WilliamsburgsRealEstate.com and Mr Williamsburg.com were created as a resource for folks who are exploring a move to Williamsburg, VA , Hampton Roads VA and the surrounding areas of the Virginia Peninsula. On his website you can search homes for sale , foreclosures, 55+ active adult communities, condos and town homes , land and commercial property for sale in Williamsburg, Yorktown, New Kent, Poquoson, and Gloucester, VA as well as surrounding markets of Carrolton, Chesapeake,Gloucester, Hampton, Isle of Wight, Portsmouth Mathews, Newport News Norfolk, Poquoson, Smithfield, , Suffolk, Surry, Va Beach, Yorktown and York County Virginia You can reach John by email John@MrWilliamsburg.com or phone @ 757-254-813
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    • New Podcast: Reinventing the Wheel
      On this week’s podcast, listen as Journeyman Wheelwright Andrew DeLisle describes the complex technology behind the deceptively simple wheel. Colonial Williamsburg’s Historic Trades lend a hand to help a partnering institution re-create a carriage for a French Cannon, and rediscover some fascinating differences between the English and French craft traditions […]
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      “It is wonderful how much may be done, if we are always doing.” – Thomas Jefferson, 1787 With so many intriguing research projects, new family programs and behind-the-scenes stories taking place across Colonial Williamsburg every day – we’ve decided to make an exciting change! That’s right. We’re combining talent and resources across the Foundation to ... Co […]
    • We’re Excited to Announce a Big ‘Move’ for All Colonial Williamsburg Blogs!
      “It is wonderful how much may be done, if we are always doing.” – Thomas Jefferson, 1787 With so many intriguing research projects, new family programs and behind-the-scenes stories taking place across Colonial Williamsburg every day – we’ve decided to make an exciting change! That’s right. We’re combining talent and resources across the Foundation to ... Co […]
    • We’re Excited to Announce a Big ‘Move’ for All Colonial Williamsburg Blogs!
      “It is wonderful how much may be done, if we are always doing.” – Thomas Jefferson, 1787 With so many intriguing research projects, new family programs and behind-the-scenes stories taking place across Colonial Williamsburg every day – we’ve decided to make an exciting change! That’s right. We’re combining talent and resources across the Foundation to ... Co […]
    • We’re Excited to Announce a ‘Big Move’ for All Colonial Williamsburg Blogs!
      “It is wonderful how much may be done, if we are always doing.” – Thomas Jefferson, 1787 With so many intriguing research projects, new family programs and behind-the-scenes stories taking place across Colonial Williamsburg every day – we’ve decided to make an exciting change! That’s right. We’re combining talent and resources across the Foundation to ... Co […]
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Flood Zones in Hampton Roads Virginia

Question: I am thinking of purchasing a home in Hampton Roads, Virginia. I know that that are certain areas in Hampton, James City County, Norfolk, Chesapeake, Poquoson, York County and other nearby areas  are prone to flooding. How can I find out if a home I am interested in is in a flood zone ? How can I find out how much flood insurance will cost ? What are flood zones?


Flood zones are land areas identified by the Federal Emergency Management Agency (FEMA). Each flood zone describes that land area in terms of its risk of flooding. Everyone lives in a flood zone—it’s just a question of whether you live in a low, moderate, or high risk area.

How do I find out whether or not a property is at risk of flooding, and if it is, at what level?
Go to the website http://www.floodsmart.gov and fill out the Flood Risk Profile on the left hand site of the site.

 What is a Special Flood Hazard Area (SFHA)?
Land areas that are at high risk for flooding are called Special Flood Hazard Areas (SFHAs), or floodplains. These areas are indicated on Flood Insurance Rate Maps (FIRMs).

A home located within an SFHA has a 26 percent chance of suffering flood damage during the term of a 30-year mortgage.

What is a Non-Special Flood Hazard Area (NSFHA)?
A Non-Special Flood Hazard Area (NSFHA) is an area that is in a low-to-moderate risk flood zone (Zones B, C, X Pre- and Post-FIRM). An NSFHA is not in any immediate danger from flooding caused by overflowing rivers or hard rains.

However, it’s important to note that structures within a NSFHA are still at risk. In fact, one out of four floods occurs in an NSFHA! Get the facts before you decide that your property is not at risk.

Is there a special risk-rating procedure for coastal high hazard areas (V zones)?
Yes. When calculating the risk of a V zone property, the formula takes into account the ability of the building to withstand the impact of wave action.

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