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  • psst … I’m a Realtor! Thanks for stopping by my website. I would love to help you find your dream home and community in the Hampton Roads or Williamsburg area or to sell your existing home. This website is authored by local resident and REALTOR, John Womeldorf. John is known around town as Mr. Williamsburg, for both his extensive knowledge of Hampton Roads and the historic triangle, and his expertise in the local real estate market. His websites, WilliamsburgsRealEstate.com and Mr Williamsburg.com were created as a resource for folks who are exploring a move to Williamsburg, VA , Hampton Roads VA and the surrounding areas of the Virginia Peninsula. On his website you can search homes for sale , foreclosures, 55+ active adult communities, condos and town homes , land and commercial property for sale in Williamsburg, Yorktown, New Kent, Poquoson, and Gloucester, VA as well as surrounding markets of Carrolton, Chesapeake,Gloucester, Hampton, Isle of Wight, Portsmouth Mathews, Newport News Norfolk, Poquoson, Smithfield, , Suffolk, Surry, Va Beach, Yorktown and York County Virginia You can reach John by email John@MrWilliamsburg.com or phone @ 757-254-813
  • RSS Colonial Williamsburg News

    • Dispatches from the Archives, Part 1: Where have you been all your life?
      Guest posting by Jenna Simpson Provenance relates to the life history of a piece –who’s owned it, where it’s been, what it’s seen in its lifetime. Knowing where and how an object was used allows us to appreciate it not only for its own aesthetic and historical value; it helps us to put the piece into a ... Continue Reading »
    • Market Day in Williamsburg
        Pedlar, from W. H. Pyne, Microcosm, 1806. Market day for the “country people” started early when the stillness of the predawn hour in the capital was broken by faint and then distinct sounds of the rattling rumble of carts and wagons on the unpaved roads leading ... Continue Reading »
    • Remembered with Perpetual Gratitude
      By Áine Cain George Washington hated ingratitude, to put it mildly. In a May 29, 1754 letter to Virginia Governor Dinwiddie, he wrote that, “Nothing is a greater stranger to my breast, or a sin that my soul more abhors, than that black and detestable one, ingratitude.” So on a day especially devoted to gratitude, let’s take ... Continue Reading »
    • An Autumn Spectacular
      The deciduous denizens of Colonial Williamsburg’s Historic Area are no slouches when it comes to the flaming colors of a classic autumn. Manager of Landscape Services Laura Viancour says trees are chosen with an eye toward fall color, but their year-long care is more complex than you might imagine. Listen now. Take the Tall Treasures ... Continue Reading » […]
    • Welcome to the Reconstruction of the Market House
      This week we introduce a new blog that will follow all major reconstruction projects at Colonial Williamsburg. Our first project is the reconstruction of Williamsburg’s 18th-century Market House. Local readers will have noticed a recent flurry of activity on Market Square. Just to the east of the Magazine the site has been readied, and at various trades loca […]
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Flood Zones in Hampton Roads Virginia

Question: I am thinking of purchasing a home in Hampton Roads, Virginia. I know that that are certain areas in Hampton, James City County, Norfolk, Chesapeake, Poquoson, York County and other nearby areas  are prone to flooding. How can I find out if a home I am interested in is in a flood zone ? How can I find out how much flood insurance will cost ? What are flood zones?


Flood zones are land areas identified by the Federal Emergency Management Agency (FEMA). Each flood zone describes that land area in terms of its risk of flooding. Everyone lives in a flood zone—it’s just a question of whether you live in a low, moderate, or high risk area.

How do I find out whether or not a property is at risk of flooding, and if it is, at what level?
Go to the website http://www.floodsmart.gov and fill out the Flood Risk Profile on the left hand site of the site.

 What is a Special Flood Hazard Area (SFHA)?
Land areas that are at high risk for flooding are called Special Flood Hazard Areas (SFHAs), or floodplains. These areas are indicated on Flood Insurance Rate Maps (FIRMs).

A home located within an SFHA has a 26 percent chance of suffering flood damage during the term of a 30-year mortgage.

What is a Non-Special Flood Hazard Area (NSFHA)?
A Non-Special Flood Hazard Area (NSFHA) is an area that is in a low-to-moderate risk flood zone (Zones B, C, X Pre- and Post-FIRM). An NSFHA is not in any immediate danger from flooding caused by overflowing rivers or hard rains.

However, it’s important to note that structures within a NSFHA are still at risk. In fact, one out of four floods occurs in an NSFHA! Get the facts before you decide that your property is not at risk.

Is there a special risk-rating procedure for coastal high hazard areas (V zones)?
Yes. When calculating the risk of a V zone property, the formula takes into account the ability of the building to withstand the impact of wave action.

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