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  • psst … I’m a Realtor! Thanks for stopping by my website. I would love to help you find your dream home and community in the Hampton Roads or Williamsburg area or to sell your existing home. This website is authored by local resident and REALTOR, John Womeldorf. John is known around town as Mr. Williamsburg, for both his extensive knowledge of Hampton Roads and the historic triangle, and his expertise in the local real estate market. His websites, WilliamsburgsRealEstate.com and Mr Williamsburg.com were created as a resource for folks who are exploring a move to Williamsburg, VA , Hampton Roads VA and the surrounding areas of the Virginia Peninsula. On his website you can search homes for sale , foreclosures, 55+ active adult communities, condos and town homes , land and commercial property for sale in Williamsburg, Yorktown, New Kent, Poquoson, and Gloucester, VA as well as surrounding markets of Carrolton, Chesapeake,Gloucester, Hampton, Isle of Wight, Portsmouth Mathews, Newport News Norfolk, Poquoson, Smithfield, , Suffolk, Surry, Va Beach, Yorktown and York County Virginia You can reach John by email John@MrWilliamsburg.com or phone @ 757-254-813
  • RSS Colonial Williamsburg News

    • Making a Market(ing) List
      Making LOTS of bricks (photo credit: Fred Blystone). As the last blog post suggested, our Market House design is based on historic precedent, and the material choices have been determined by what was available in Williamsburg during the 18th century. The foundation will be made of ... Continue Reading »
    • A little something sweet for National Cookie Month
      By Aine Cain Dessert really is timeless. Cookies, cakes, biscuits, crackers – We think of them as distinctive snacks, each with a personality all its own. Not so in the 18th century. Cracknels So for National Cookie month, we’ll pause to chew on the history of this delicious baked snack. Cookies ... Continue Reading »
    • ‘Something Wicked’ just one of the things in our bag of Halloween entertainment
      By Toni Guagenti The sun wanes through the oversized windows of the Apollo Room at the Raleigh Tavern. An electric lantern shines just enough light on the wide-plank wood floor to cast eerie shadows – which is appropriate for the conversation being held within the room’s four walls. The room is meant to represent a meeting room ... Continue Reading »
    • A Window to Bruton Parish Church’s Past: A celebration of 300 years of history and ministry
      By Karen Gonzalez Bruton Parish was established in 1674 from the merger of two local parishes. The church building quickly became too small for the area’s growing population and was continually expanded to accommodate more parishioners. Eventually Virginia’s royal governor, Alexander Spotswood, drafted plans for a cruciform-shaped church. Rector James Blair […]
    • From the Garden: A Persian Pleasure
      The pomegranates are now in their perfection. Pomegranate fruit Many visitors to Williamsburg are surprised to see this exotic fruit in the garden, but the pomegranate has a long history in Virginia. Pomegranates were first recorded in Virginia by Robert Beverley in 1705 and George Wythe of Williamsburg ... Continue Reading »
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Flood Zones in Hampton Roads Virginia

Question: I am thinking of purchasing a home in Hampton Roads, Virginia. I know that that are certain areas in Hampton, James City County, Norfolk, Chesapeake, Poquoson, York County and other nearby areas  are prone to flooding. How can I find out if a home I am interested in is in a flood zone ? How can I find out how much flood insurance will cost ? What are flood zones?


Flood zones are land areas identified by the Federal Emergency Management Agency (FEMA). Each flood zone describes that land area in terms of its risk of flooding. Everyone lives in a flood zone—it’s just a question of whether you live in a low, moderate, or high risk area.

How do I find out whether or not a property is at risk of flooding, and if it is, at what level?
Go to the website http://www.floodsmart.gov and fill out the Flood Risk Profile on the left hand site of the site.

 What is a Special Flood Hazard Area (SFHA)?
Land areas that are at high risk for flooding are called Special Flood Hazard Areas (SFHAs), or floodplains. These areas are indicated on Flood Insurance Rate Maps (FIRMs).

A home located within an SFHA has a 26 percent chance of suffering flood damage during the term of a 30-year mortgage.

What is a Non-Special Flood Hazard Area (NSFHA)?
A Non-Special Flood Hazard Area (NSFHA) is an area that is in a low-to-moderate risk flood zone (Zones B, C, X Pre- and Post-FIRM). An NSFHA is not in any immediate danger from flooding caused by overflowing rivers or hard rains.

However, it’s important to note that structures within a NSFHA are still at risk. In fact, one out of four floods occurs in an NSFHA! Get the facts before you decide that your property is not at risk.

Is there a special risk-rating procedure for coastal high hazard areas (V zones)?
Yes. When calculating the risk of a V zone property, the formula takes into account the ability of the building to withstand the impact of wave action.

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