• Click Here to Subscribe to Email updates

  • psst … I’m a Realtor! Thanks for stopping by my website. I would love to help you find your dream home and community in the Hampton Roads or Williamsburg area or to sell your existing home. This website is authored by local resident and REALTOR, John Womeldorf. John is known around town as Mr. Williamsburg, for both his extensive knowledge of Hampton Roads and the historic triangle, and his expertise in the local real estate market. His websites, WilliamsburgsRealEstate.com and Mr Williamsburg.com were created as a resource for folks who are exploring a move to Williamsburg, VA , Hampton Roads VA and the surrounding areas of the Virginia Peninsula. On his website you can search homes for sale , foreclosures, 55+ active adult communities, condos and town homes , land and commercial property for sale in Williamsburg, Yorktown, New Kent, Poquoson, and Gloucester, VA as well as surrounding markets of Carrolton, Chesapeake,Gloucester, Hampton, Isle of Wight, Portsmouth Mathews, Newport News Norfolk, Poquoson, Smithfield, , Suffolk, Surry, Va Beach, Yorktown and York County Virginia You can reach John by email John@MrWilliamsburg.com or phone @ 757-254-813
  • RSS Colonial Williamsburg News

    • From the Garden: Of Kales and Coleworts
      Now that we are experiencing nearly nightly frosts the kale, or coleworts as the ancients term it, are at their finest. Tuscan kale There are a number of varieties of this most useful gree,n but one in particular has garnered much attention and admiration by the modern ... Continue Reading »
    • A Thirst for History: Old Stitch Beer
      This week on the podcast, Master of Historic Foodways Frank Clark details his 20-year quest to recreate the perfect 18th-century brew. Rounded in flavor, middling in alcohol content, and deep caramel in color, his “Old Stitch” reached a perfection recognized in the United States Beer Tasting Championship’s 20th annual competition. Listen now.
    • Have you heard these Revolutionary heroes’ stories?
      Their names are sometimes footnotes in history, but many of these heroes stood shoulder to shoulder in the fight for independence with the founders of a new nation. Some of their stories are featured on the American Heroes Channel’s broadcast “The American Revolution,” which premieres Monday, Dec. 15 at 9 p.m. You can learn more about ... Continue Reading » […]
    • Shakespeare Comes to the Palace
      By Toni Guagenti For a brief time this holiday season, the grand ballroom at the Governor’s Palace will be transformed into a Shakespeare theater for the very first time. Andrea Squires, who plays Maria in “Twelfth Night,” rehearses a scene with John Cauthen as Sir Toby Belch ... Continue Reading »
    • HERO has tools to teach the American story
      By Dale Van Eck Children today are different! But not just because they mature years earlier than children did even a couple of generations ago. Not just because of the clothes they wear or don’t wear. Not just because they dye their hair and style it differently than we did when we were that age. No, ... Continue Reading »
  • Flickr Photos

    front1

    upstairs closet

    upstairs bedroom2

    More Photos

Flood Zones in Hampton Roads Virginia

Question: I am thinking of purchasing a home in Hampton Roads, Virginia. I know that that are certain areas in Hampton, James City County, Norfolk, Chesapeake, Poquoson, York County and other nearby areas  are prone to flooding. How can I find out if a home I am interested in is in a flood zone ? How can I find out how much flood insurance will cost ? What are flood zones?


Flood zones are land areas identified by the Federal Emergency Management Agency (FEMA). Each flood zone describes that land area in terms of its risk of flooding. Everyone lives in a flood zone—it’s just a question of whether you live in a low, moderate, or high risk area.

How do I find out whether or not a property is at risk of flooding, and if it is, at what level?
Go to the website http://www.floodsmart.gov and fill out the Flood Risk Profile on the left hand site of the site.

 What is a Special Flood Hazard Area (SFHA)?
Land areas that are at high risk for flooding are called Special Flood Hazard Areas (SFHAs), or floodplains. These areas are indicated on Flood Insurance Rate Maps (FIRMs).

A home located within an SFHA has a 26 percent chance of suffering flood damage during the term of a 30-year mortgage.

What is a Non-Special Flood Hazard Area (NSFHA)?
A Non-Special Flood Hazard Area (NSFHA) is an area that is in a low-to-moderate risk flood zone (Zones B, C, X Pre- and Post-FIRM). An NSFHA is not in any immediate danger from flooding caused by overflowing rivers or hard rains.

However, it’s important to note that structures within a NSFHA are still at risk. In fact, one out of four floods occurs in an NSFHA! Get the facts before you decide that your property is not at risk.

Is there a special risk-rating procedure for coastal high hazard areas (V zones)?
Yes. When calculating the risk of a V zone property, the formula takes into account the ability of the building to withstand the impact of wave action.

About these ads

Leave a Reply

Fill in your details below or click an icon to log in:

WordPress.com Logo

You are commenting using your WordPress.com account. Log Out / Change )

Twitter picture

You are commenting using your Twitter account. Log Out / Change )

Facebook photo

You are commenting using your Facebook account. Log Out / Change )

Google+ photo

You are commenting using your Google+ account. Log Out / Change )

Connecting to %s

Follow

Get every new post delivered to your Inbox.

Join 1,457 other followers

%d bloggers like this: