• Click Here to Subscribe to Email updates

  • psst … I’m a Realtor! Thanks for stopping by my website. I would love to help you find your dream home and community in the Hampton Roads or Williamsburg area or to sell your existing home. This website is authored by local resident and REALTOR, John Womeldorf. John is known around town as Mr. Williamsburg, for both his extensive knowledge of Hampton Roads and the historic triangle, and his expertise in the local real estate market. His websites, WilliamsburgsRealEstate.com and Mr Williamsburg.com were created as a resource for folks who are exploring a move to Williamsburg, VA , Hampton Roads VA and the surrounding areas of the Virginia Peninsula. On his website you can search homes for sale , foreclosures, 55+ active adult communities, condos and town homes , land and commercial property for sale in Williamsburg, Yorktown, New Kent, Poquoson, and Gloucester, VA as well as surrounding markets of Carrolton, Chesapeake,Gloucester, Hampton, Isle of Wight, Portsmouth Mathews, Newport News Norfolk, Poquoson, Smithfield, , Suffolk, Surry, Va Beach, Yorktown and York County Virginia You can reach John by email John@MrWilliamsburg.com or phone @ 757-254-813
  • RSS Colonial Williamsburg News

    • Can Art Change What We Think We Know about Historical Time and Space?
      I put the 3-D glasses on as instructed and gaze into the screen as the image comes to life. A room, rotating slowly. There is the clank of metal as a door unlatches. Voices at the bottom of the stairs, then footsteps. Brian Emery, Associate Professor of Photography at the Fashion Institute of Technology, might...Read More »
    • On This Day in 1777, a Young Frenchman Prepared to Leave His Mark on History
      19. Nine… teen. That’s the ripe age Marie-Joseph-Paul-Yves-Roch-Gilbert du Motier de La Fayette, had reached when he landed on American shores in 1777 to lend his skills to the Revolutionary cause. He landed first near Georgetown, S.C. before heading north to present his credentials to the Congress. It was on this day July 27, a...Read More »
    • A Foodie’s Guide to Colonial Williamsburg
      The moment you step onto our city streets, it’s clear—you’re surrounded by history. There’s no denying it, history is what puts Williamsburg on the map. But tucked inside our taverns, hotels, and historic buildings is a growing and vibrant foodie scene. Our restaurants offer a unique mix of modern-day menus and historically delicious food in both colonial an […]
    • Program Highlights Importance of Telling Stories Between Slaves and Masters
      We tell a lot of very important stories, and I’m not just talking about those of Thomas Jefferson and George Washington. The stories of slavery cover the entirety of the Historic Area and a new program developed by a group of Actor-Interpreters hopes to promote healing and understanding. The black population in 18th-century Williamsburg was...Read More » […]
    • Pokémon GO Brings Trainers of All Ages to the Historic Area
      Last night was our first ever social meet-up and we are happy to report it was a rousing success! An estimated 250-300 people of all different ages from as far away as Fredericksburg and Carrollton made the trip into the Historic Area to join the Pokémon GO Revolution. Local Bruce Hornsby even checked in on the fun....Read More »
  • Flickr Photos

    5524 Pennington Place

    5524 Pennington Place

    5524 Pennington Place

    More Photos

Flood Zones in Hampton Roads Virginia

Question: I am thinking of purchasing a home in Hampton Roads, Virginia. I know that that are certain areas in Hampton, James City County, Norfolk, Chesapeake, Poquoson, York County and other nearby areas  are prone to flooding. How can I find out if a home I am interested in is in a flood zone ? How can I find out how much flood insurance will cost ? What are flood zones?


Flood zones are land areas identified by the Federal Emergency Management Agency (FEMA). Each flood zone describes that land area in terms of its risk of flooding. Everyone lives in a flood zone—it’s just a question of whether you live in a low, moderate, or high risk area.

How do I find out whether or not a property is at risk of flooding, and if it is, at what level?
Go to the website http://www.floodsmart.gov and fill out the Flood Risk Profile on the left hand site of the site.

 What is a Special Flood Hazard Area (SFHA)?
Land areas that are at high risk for flooding are called Special Flood Hazard Areas (SFHAs), or floodplains. These areas are indicated on Flood Insurance Rate Maps (FIRMs).

A home located within an SFHA has a 26 percent chance of suffering flood damage during the term of a 30-year mortgage.

What is a Non-Special Flood Hazard Area (NSFHA)?
A Non-Special Flood Hazard Area (NSFHA) is an area that is in a low-to-moderate risk flood zone (Zones B, C, X Pre- and Post-FIRM). An NSFHA is not in any immediate danger from flooding caused by overflowing rivers or hard rains.

However, it’s important to note that structures within a NSFHA are still at risk. In fact, one out of four floods occurs in an NSFHA! Get the facts before you decide that your property is not at risk.

Is there a special risk-rating procedure for coastal high hazard areas (V zones)?
Yes. When calculating the risk of a V zone property, the formula takes into account the ability of the building to withstand the impact of wave action.

Leave a Reply

Fill in your details below or click an icon to log in:

WordPress.com Logo

You are commenting using your WordPress.com account. Log Out / Change )

Twitter picture

You are commenting using your Twitter account. Log Out / Change )

Facebook photo

You are commenting using your Facebook account. Log Out / Change )

Google+ photo

You are commenting using your Google+ account. Log Out / Change )

Connecting to %s

Follow

Get every new post delivered to your Inbox.

Join 1,567 other followers

%d bloggers like this: