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  • psst … I’m a Realtor! Thanks for stopping by my website. I would love to help you find your dream home and community in the Hampton Roads or Williamsburg area or to sell your existing home. This website is authored by local resident and REALTOR, John Womeldorf. John is known around town as Mr. Williamsburg, for both his extensive knowledge of Hampton Roads and the historic triangle, and his expertise in the local real estate market. His websites, WilliamsburgsRealEstate.com and Mr Williamsburg.com were created as a resource for folks who are exploring a move to Williamsburg, VA , Hampton Roads VA and the surrounding areas of the Virginia Peninsula. On his website you can search homes for sale , foreclosures, 55+ active adult communities, condos and town homes , land and commercial property for sale in Williamsburg, Yorktown, New Kent, Poquoson, and Gloucester, VA as well as surrounding markets of Carrolton, Chesapeake,Gloucester, Hampton, Isle of Wight, Portsmouth Mathews, Newport News Norfolk, Poquoson, Smithfield, , Suffolk, Surry, Va Beach, Yorktown and York County Virginia You can reach John by email John@MrWilliamsburg.com or phone @ 757-254-813
  • RSS Colonial Williamsburg News

    • Your Guide to What’s New This Spring
      “What’s your favorite song?” Marvin asks a guest after inviting him to take a turn grinding corn in the yard behind the Randolph House. It’s one of many unexpected surprises guests will encounter in the reimagined Historic Area. Marvin, portraying an enslaved member of the Randolph household, smiles at the suggestion of Bohemian Rhapsody. He...Read More » […]
    • Colonial Williamsburg Mourns the Passing of David Rockefeller
      Colonial Williamsburg mourns the passing of philanthropist, businessman and lifelong Foundation supporter David Rockefeller. The youngest and last surviving child of founding benefactor John D. Rockefeller, Jr., as a boy David Rockefeller was central to Colonial Williamsburg’s establishment after he and his father met the man who conceived the city’s restora […]
    • Much More Than a Secretary: The Story of Elizabeth Hayes
      If you’re inclined to buy the old adage that “behind every great man is a great woman,” then you should know the name Elizabeth Hayes. For 18 years she was the personal secretary to Dr. W.A.R. Goodwin, the “father of Colonial Williamsburg”—and like so many other women who toiled out of the limelight, her contributions...Read More »
    • “A Subject on Which I Have Not Thought Much”: Jefferson’s Note on Educating Young Women
      On March 14, 1818, 74-year old Thomas Jefferson put quill to paper to answer a query from Nathaniel Burwell: his thoughts on how to give a young woman “a liberal and accomplished education.” The two-page letter he sent from Monticello is, quite simply intriguing. For many contemporary readers it may be troubling. Here, his erudition and...Read More » […]
    • After Winning the War, Winnie and Ike Visited the ‘Burg
      On this day—March 8—in 1946, just months after the end of the Second World War, two unmistakable figures stepped off the train together just behind the Governor’s Palace. One, wearing his trademark short olive-drab coat and khakis, was five-star General Dwight D. Eisenhower. By his side, the British Bulldog himself, 71-year old once-and-future Prime Minister […]
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    5524 Pennington Place

    5524 Pennington Place

    5524 Pennington Place

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Flood Zones in Hampton Roads Virginia

Question: I am thinking of purchasing a home in Hampton Roads, Virginia. I know that that are certain areas in Hampton, James City County, Norfolk, Chesapeake, Poquoson, York County and other nearby areas  are prone to flooding. How can I find out if a home I am interested in is in a flood zone ? How can I find out how much flood insurance will cost ? What are flood zones?


Flood zones are land areas identified by the Federal Emergency Management Agency (FEMA). Each flood zone describes that land area in terms of its risk of flooding. Everyone lives in a flood zone—it’s just a question of whether you live in a low, moderate, or high risk area.

How do I find out whether or not a property is at risk of flooding, and if it is, at what level?
Go to the website http://www.floodsmart.gov and fill out the Flood Risk Profile on the left hand site of the site.

 What is a Special Flood Hazard Area (SFHA)?
Land areas that are at high risk for flooding are called Special Flood Hazard Areas (SFHAs), or floodplains. These areas are indicated on Flood Insurance Rate Maps (FIRMs).

A home located within an SFHA has a 26 percent chance of suffering flood damage during the term of a 30-year mortgage.

What is a Non-Special Flood Hazard Area (NSFHA)?
A Non-Special Flood Hazard Area (NSFHA) is an area that is in a low-to-moderate risk flood zone (Zones B, C, X Pre- and Post-FIRM). An NSFHA is not in any immediate danger from flooding caused by overflowing rivers or hard rains.

However, it’s important to note that structures within a NSFHA are still at risk. In fact, one out of four floods occurs in an NSFHA! Get the facts before you decide that your property is not at risk.

Is there a special risk-rating procedure for coastal high hazard areas (V zones)?
Yes. When calculating the risk of a V zone property, the formula takes into account the ability of the building to withstand the impact of wave action.

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