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  • psst … I’m a Realtor! Thanks for stopping by my website. I would love to help you find your dream home and community in the Hampton Roads or Williamsburg area or to sell your existing home. This website is authored by local resident and REALTOR, John Womeldorf. John is known around town as Mr. Williamsburg, for both his extensive knowledge of Hampton Roads and the historic triangle, and his expertise in the local real estate market. His websites, WilliamsburgsRealEstate.com and Mr Williamsburg.com were created as a resource for folks who are exploring a move to Williamsburg, VA , Hampton Roads VA and the surrounding areas of the Virginia Peninsula. On his website you can search homes for sale , foreclosures, 55+ active adult communities, condos and town homes , land and commercial property for sale in Williamsburg, Yorktown, New Kent, Poquoson, and Gloucester, VA as well as surrounding markets of Carrolton, Chesapeake,Gloucester, Hampton, Isle of Wight, Portsmouth Mathews, Newport News Norfolk, Poquoson, Smithfield, , Suffolk, Surry, Va Beach, Yorktown and York County Virginia You can reach John by email John@MrWilliamsburg.com or phone @ 757-254-813
  • RSS Colonial Williamsburg News

    • Fallen Heroes Saluted at Capitol
      Col. Gary West, a retired Air Force fighter pilot, is a thousand miles into his “Patriot Honor Ride” from Lubec, Maine at the Canada border to mile marker zero in Key West. Trading in his F-16 for a bicycle, he’s making stops in 15 states and Washington, D.C. to raise money and support for Folds...Read More »
    • Animating History: A Research Fellow Explores New Ways to Tell Our Story
      It turns out that if you knock a hole in a wall, you can learn a lot about a building’s history. Well, we did that—punched a big ol’ square right in the middle of a bright red wall in the dining room of the Robert Carter House. This apparent act of architectural violence was in...Read More »
    • Back to School Shopping with Dad, 18th-Century Style
      All last evening, I sat in the bar at the Williamsburg Lodge, steeped in a dream of colonial times, while the rain beat upon the windows, and the wind roared. From time to time I dipped into my volume of stories of 18th-century Williamsburg, until my daughter interrupted with a recitation of the next day’s...Read More »
    • Another Successful “Pokémon GO Revolution” Brings Hundreds to the Historic Area!
      Lickitung, Scyther, Abra, Parasect, Jigglypuff, and yes—even, an Ivysaur! All spotted (and captured) in our Colonial Capital last night! Sound like I’m speaking a foreign language? Welcome to the virtual world of Pokémon GO. The 18th century and the 21 century melded last night during our second social meet-up which included a free historic walking...Read Mo […]
    • Six Ways to End Summer with a Bang
      While summer heat may have some of us wishing the season away, believe it or not we’ve still got a little over a month left. September 22 is the first official day of fall, which means we have nearly five sunny weeks to make the most of summer 2016. And today I’m here to help...Read More »
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    5524 Pennington Place

    5524 Pennington Place

    5524 Pennington Place

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Flood Zones in Hampton Roads Virginia

Question: I am thinking of purchasing a home in Hampton Roads, Virginia. I know that that are certain areas in Hampton, James City County, Norfolk, Chesapeake, Poquoson, York County and other nearby areas  are prone to flooding. How can I find out if a home I am interested in is in a flood zone ? How can I find out how much flood insurance will cost ? What are flood zones?


Flood zones are land areas identified by the Federal Emergency Management Agency (FEMA). Each flood zone describes that land area in terms of its risk of flooding. Everyone lives in a flood zone—it’s just a question of whether you live in a low, moderate, or high risk area.

How do I find out whether or not a property is at risk of flooding, and if it is, at what level?
Go to the website http://www.floodsmart.gov and fill out the Flood Risk Profile on the left hand site of the site.

 What is a Special Flood Hazard Area (SFHA)?
Land areas that are at high risk for flooding are called Special Flood Hazard Areas (SFHAs), or floodplains. These areas are indicated on Flood Insurance Rate Maps (FIRMs).

A home located within an SFHA has a 26 percent chance of suffering flood damage during the term of a 30-year mortgage.

What is a Non-Special Flood Hazard Area (NSFHA)?
A Non-Special Flood Hazard Area (NSFHA) is an area that is in a low-to-moderate risk flood zone (Zones B, C, X Pre- and Post-FIRM). An NSFHA is not in any immediate danger from flooding caused by overflowing rivers or hard rains.

However, it’s important to note that structures within a NSFHA are still at risk. In fact, one out of four floods occurs in an NSFHA! Get the facts before you decide that your property is not at risk.

Is there a special risk-rating procedure for coastal high hazard areas (V zones)?
Yes. When calculating the risk of a V zone property, the formula takes into account the ability of the building to withstand the impact of wave action.

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