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  • psst … I’m a Realtor! Thanks for stopping by my website. I would love to help you find your dream home and community in the Hampton Roads or Williamsburg area or to sell your existing home. This website is authored by local resident and REALTOR, John Womeldorf. John is known around town as Mr. Williamsburg, for both his extensive knowledge of Hampton Roads and the historic triangle, and his expertise in the local real estate market. His websites, WilliamsburgsRealEstate.com and Mr Williamsburg.com were created as a resource for folks who are exploring a move to Williamsburg, VA , Hampton Roads VA and the surrounding areas of the Virginia Peninsula. On his website you can search homes for sale , foreclosures, 55+ active adult communities, condos and town homes , land and commercial property for sale in Williamsburg, Yorktown, New Kent, Poquoson, and Gloucester, VA as well as surrounding markets of Carrolton, Chesapeake,Gloucester, Hampton, Isle of Wight, Portsmouth Mathews, Newport News Norfolk, Poquoson, Smithfield, , Suffolk, Surry, Va Beach, Yorktown and York County Virginia You can reach John by email John@MrWilliamsburg.com or phone @ 757-254-813
  • RSS Colonial Williamsburg News

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      Washington wasn’t the only “George” to make major contributions to the founding of America. Another one, George Mason, helped to mold many of the ideas we hold dear as intrinsically American, yet he is unfairly neglected as a founder. You may suspect bias, as I’ve just undertaken the role of Mr. Mason in Williamsburg. At...Read More »
    • Have a Question for POTUS? Ask It During Presidents Day Weekend!
      There hasn’t been a Virginian in the White House since Woodrow Wilson a century ago, but back in the day a stream of Old Dominion natives held the nation’s highest office. Washington, Jefferson, Madison, Monroe: from 1789 until 1821, only the second president, Massachusetts’ John Adams, interrupted the Virginia dynasty. All of them spent portions of their... […]
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    • “A Pioneer and a Founder”: Remembering Ivor Noël Hume
      Last Friday, Ivor Noël Hume, who profoundly influenced the field of historical archaeology and inspired generations of students both casual and professional, passed away at 89. Over the course of his three-decade career at Colonial Williamsburg, he was a prolific and talented writer and speaker, and revered for modernizing archaeological methodology and for […]
    • Plan Your Black History Month Visit
      Join us in February as we celebrate Black History Month with a full schedule of special tours, programs, films, and more. Although we tell these stories throughout the year, the special focus this month allows us to appreciate just how far we’ve come—and how far we still have to go. More than half of 18th-century...Read More »
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    5524 Pennington Place

    5524 Pennington Place

    5524 Pennington Place

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Flood Zones in Hampton Roads Virginia

Question: I am thinking of purchasing a home in Hampton Roads, Virginia. I know that that are certain areas in Hampton, James City County, Norfolk, Chesapeake, Poquoson, York County and other nearby areas  are prone to flooding. How can I find out if a home I am interested in is in a flood zone ? How can I find out how much flood insurance will cost ? What are flood zones?


Flood zones are land areas identified by the Federal Emergency Management Agency (FEMA). Each flood zone describes that land area in terms of its risk of flooding. Everyone lives in a flood zone—it’s just a question of whether you live in a low, moderate, or high risk area.

How do I find out whether or not a property is at risk of flooding, and if it is, at what level?
Go to the website http://www.floodsmart.gov and fill out the Flood Risk Profile on the left hand site of the site.

 What is a Special Flood Hazard Area (SFHA)?
Land areas that are at high risk for flooding are called Special Flood Hazard Areas (SFHAs), or floodplains. These areas are indicated on Flood Insurance Rate Maps (FIRMs).

A home located within an SFHA has a 26 percent chance of suffering flood damage during the term of a 30-year mortgage.

What is a Non-Special Flood Hazard Area (NSFHA)?
A Non-Special Flood Hazard Area (NSFHA) is an area that is in a low-to-moderate risk flood zone (Zones B, C, X Pre- and Post-FIRM). An NSFHA is not in any immediate danger from flooding caused by overflowing rivers or hard rains.

However, it’s important to note that structures within a NSFHA are still at risk. In fact, one out of four floods occurs in an NSFHA! Get the facts before you decide that your property is not at risk.

Is there a special risk-rating procedure for coastal high hazard areas (V zones)?
Yes. When calculating the risk of a V zone property, the formula takes into account the ability of the building to withstand the impact of wave action.

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