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  • psst … I’m a Realtor! Thanks for stopping by my website. I would love to help you find your dream home and community in the Hampton Roads or Williamsburg area or to sell your existing home. This website is authored by local resident and REALTOR, John Womeldorf. John is known around town as Mr. Williamsburg, for both his extensive knowledge of Hampton Roads and the historic triangle, and his expertise in the local real estate market. His websites, WilliamsburgsRealEstate.com and Mr Williamsburg.com were created as a resource for folks who are exploring a move to Williamsburg, VA , Hampton Roads VA and the surrounding areas of the Virginia Peninsula. On his website you can search homes for sale , foreclosures, 55+ active adult communities, condos and town homes , land and commercial property for sale in Williamsburg, Yorktown, New Kent, Poquoson, and Gloucester, VA as well as surrounding markets of Carrolton, Chesapeake,Gloucester, Hampton, Isle of Wight, Portsmouth Mathews, Newport News Norfolk, Poquoson, Smithfield, , Suffolk, Surry, Va Beach, Yorktown and York County Virginia You can reach John by email John@MrWilliamsburg.com or phone @ 757-254-813
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First Time Home Buyer Classes in Williamsburg

The James City County Office of Housing and Community Development will hold a First- time Homebuyers class from  6-9 p.m. Tuesday, Aug. 21, 2012 and Thursday, Aug. 23, 2012 at the Parks and Recreation Administration Building, 5300 Palmer Ln., Suite 1A.. Williamsburg Va  ( near New Town)

Anyone who is currently looking to purchase a home or is considering a purchase in the future will benefit from this class. Topics covered include personal finances, credit and credit scoring, qualifying and applying for a loan, choosing the right home and what happens at a loan closing. For many applicants, the mortgage company requires them to complete a home buyers class prior to loan approval. Those who attend both sessions will receive a certificate of completion.

Space is limited. To register for the class, call 757-259-5340. For more information about the First-time Homebuyer Program, visit the website or call 757-259-5340.

James City County’s home buyer program has assisted 440 home buyers with $40 million in low-interest loans and down-payment assistance since 1991.

Applicants must have income, employment stability, and an established history of good credit. Financing programs have various income limits and other qualification requirements.

Properties are available in Braemar Creek, Ironbound Square, Williamsburg Village at Norge and Michelle Point.

First-time Homebuyer Program FAQ’s

What is the First-time Homebuyer Program?

  • Down payment and closing cost assistance are available to qualified first-time homebuyers
  • The program is offered in partnership with the Virginia Housing Development Authority (VHDA).
  • Qualified buyers with annual incomes between $38, 000 and $67,999 can apply to purchase a variety of homes: townhouses, condominiums, and single-family.

How do I qualify for the program?

To participate in the First-time Homebuyer Program:

  • you should live or work in James City County.
  • you cannot have owned a home during the last three years.
  • earn between $38, 000 – $67,999? total family income
  • have a credit score of 620 or more
  • have little or no debt

 

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