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  • psst … I’m a Realtor! Thanks for stopping by my website. I would love to help you find your dream home and community in the Hampton Roads or Williamsburg area or to sell your existing home. This website is authored by local resident and REALTOR, John Womeldorf. John is known around town as Mr. Williamsburg, for both his extensive knowledge of Hampton Roads and the historic triangle, and his expertise in the local real estate market. His websites, WilliamsburgsRealEstate.com and Mr Williamsburg.com were created as a resource for folks who are exploring a move to Williamsburg, VA , Hampton Roads VA and the surrounding areas of the Virginia Peninsula. On his website you can search homes for sale , foreclosures, 55+ active adult communities, condos and town homes , land and commercial property for sale in Williamsburg, Yorktown, New Kent, Poquoson, and Gloucester, VA as well as surrounding markets of Carrolton, Chesapeake,Gloucester, Hampton, Isle of Wight, Portsmouth Mathews, Newport News Norfolk, Poquoson, Smithfield, , Suffolk, Surry, Va Beach, Yorktown and York County Virginia You can reach John by email John@MrWilliamsburg.com or phone @ 757-254-813
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Top 10 VA Military home buyer benefits !

VA Loans are a fantastic way for Veterans, Active Duty, Retired military, Coast Guard, etc. to buy a home with zero down payment and no mortgage insurance.We get a large number of military buyers in  Yorktown, Williamsburg and the surrounding areas of Hampton Roads.

Did you know that  buyers using a VA loan can get ALL of their closing costs and prepaids paid by the seller PLUS an 4% in additional concessions?

I will say that as our market improves it will become more difficult to get this level of concessions but it doesn’t hurt to try..

The following costs can be paid with the 4% additional  seller concessions

· Payment of buyers VA funding fee

· Real estate taxes paid in advance

· Hazard insurance premiums

· Appliances

· Gift card for Lowes, Home Depot, etc.

· Gifts for the home such as televisions or microwaves

· Payment of extra points to provide permanent interest rate buy downs

· Provision of escrowed funds to provide temporary interest rate buy downs

· Payoff of credit balances or judgments on behalf of the buyer

· Payoff of buyers debt

These seller concessions are not allowed:

· More than 30 days of interest

· Payment abatements

· Cash

· Decorating allowances (including carpet, flooring, etc.)

· Moving costs

 

FINANCING CHECKLIST

Home Financing ChecklistOne of the most important steps you will take when you prepare to search for your new home is to determine how much home you can afford, and then to secure a loan pre-approval for that amount.

At Liz Moore & Associates, we’ve tried to take much of the stress out of this process by providing experienced guidance on the pre-approval process, the numerous mortgage products available and even help you select the lender that will best meet your specific situation.

There are several documents you will need to gather in advance to expedite your loan application. At a minimum, you should have the information listed on our Home Financing Checklist.

Want to chat about mortgage options, rates, VA Loans, FHA,  Reverse Mortgages, Conventional Loans or getting approved ?

Contact me and I will put you in touch with one of our preferred lenders.

John@MrWilliamsburg.com

I specialize in homes for sale in James City County, Newport News, Hampton, York County, Poquoson, and Williamsburg, VA as well as surrounding markets of Hampton Roads. . I offer Active Duty friendly support to families PCSing/ relocating to Ft Eustis, Yorkttown Naval Weapons Station, Langley Air Force Base and Cheatham Annex.

Thank you for serving our Country, and I look forward to serving your real estate needs!

If you’re interested in buying a home for sale call 757 254 8136 or e-mail me at John@MrWilliamsburg.com

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