College Ranker ranked two Virginia towns on its list of 50 Best College Towns to Live in Forever.”  Williamsburg VA was  43rd on a list and Charlottesville was #40.

College Ranker’s list highlights 50 college towns around the US that can provide a permanent home for college students after they have completed their collegiate experience. Every city and town in America with a college or university was considered and weighed, and these 50 were chosen based on metrics and statistics involving strength of local schools, vibrancy of the local economy, and family friendliness.

The full ranking can be viewed here:http://www.collegeranker.com/ranking/best-college-towns/

Mackenzi Flannery, the article’s author, had this to say: "Hundreds of cities and towns hope to retain their students after graduation and incorporate their newly acquired skills into the local economy. It’s a competitive environment for attracting college graduates, and these 50 college towns have well positioned themselves to retain their local college students for a lifetime."

College towns like Williamsburg VA are great for more than just the time while you are in school. Many of them have a thriving economy and culture that make them perfect for a long-term commitment to the area. After you are done with your time on campus what factors become more important? Things like community, neighborhoods, schools, these important aspects become pivotal when choosing a place to reside.

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According to the Wall Street Cheat Sheet  you need to make $75k to live comfortably in most states.  Other states take more. Do you live in an expensive state? How much does it cost to live, eat, and go out on the town in these higher priced locations?

In some states, an annual salary higher than the national benchmark is needed to live comfortably. The list’s cost of living index data comes from the Missouri Economic Research and Information Center first-quarter report, and pricing data on the list come from Zillow and Numbeo.com among other sources.

Here is the top Seven list

7. Connecticut

6.California

5.  New Jersey

4. Alaska

3.  New York

2. Washington DC

1. Hawaii

Read more about it here

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If you’re one of the 25 million single women over the age of 45 living in the United States today, AARP’s The Single Woman’s Guide to Retirement is your new best friend. Walking you through the challenges of retired or pre-retired life, from managing your finances to staying healthy in body, mind, and spirit, dealing with divorce, and even looking for love or work, the book covers the issues that really matter to you. Whether you’re looking for a retirement home or planning a cruise, this book is packed with specific details to help take the guesswork out of retirement. Author and retirement expert Jan Cullinane has gathered real-life stories from women just like you to illustrate your options and give you fresh new ideas about how to make the most of your retirement years.

“Cullinane has done it again. Her previous book is truly an Ultimate Guide to Retirement, but much of the content focuses on retirees as couples. With The Single Woman’s Guide to Retirement, she recognizes that statistics are against us. Women live longer than men, which means that even if you’re ‘happily coupled’ now, there’s an 80 to 90% chance that at some point, you’ll find yourself making important decisions—financial and otherwise—as a single woman. Thankfully, you’ll have this book to lean on. It addresses ALL aspects of single retirement and offers single women a blueprint for a satisfying and successful second half of life. This is a must-read book!”—Anne L. Holmes, “Boomer in Chief,” National Association of Baby Boomer Women

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Where to Retire magazine, the only magazine in America geared toward helping people with retirement relocation decisions, has again selected Three Virginia college towns  — Williamsburg, Charlottesville and Fredericksburg –to profile in its July/ August 2012 issue.

Where to Retire editor Mary Lu Abbott said Williamsburg  possesses many qualities important to today’s retirees.

“Boomers gravitate toward college towns for many reasons – spectator sports, cultural events and continuing-education opportunities, to name a few. The college towns in Virginia, including Williamsburg, Charlottesville and Fredericksburg are some of the oldest in the country, and they have a celebrated place in American history.
Colonial Williamsburg, the Christopher Wren Association at the College of William & Mary and nearby historic towns provide opportunities for lifelong learning, and when it’s time for a study break, retirees can escape to Virginia Beach, only an hour away.

“Williamsburg residents get the best of two centuries. Retirees can enjoy the perks of modern-day America, complete with fine dining, art museums and theme parks, and in the same day have an 18th-century adventure in Colonial Williamsburg.

Each year, 700,000 Americans relocate to new towns to retire. Generally, relocating retirees are healthier, better educated and more affluent than those who choose to not relocate. They bring significant economic benefits to their new states and hometowns. Nationally, two dozen states and hundreds of towns seek to attract retirees as a source of economic development.

Each year, 700,000 Americans relocate to new towns to retire. Generally, relocating retirees are healthier, better educated and more affluent than retirees who choose to not relocate; they bring significant economic benefits to their new states and hometowns. Nationally, two dozen states and hundreds of towns seek to attract retirees as a source of economic development.
* * *
The magazine is also sold on various newsstands  See more information here

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The York County Planning Commission Wednesday unanimously approved recommending the Board of Supervisors amend a special use permit for a senior citizen residential community

The Reserve at Williamsburg is a senior housing/independent living Planned Development approved by the Board of Supervisors back in  September of 2006

The development, located on the east side of Mooretown Road between two timeshare resorts, was approved as a 63-acre independent living senior housing community with up to 459 dwelling units and a 7.7-acre commercial center (including a future fire station site proffered by the developer) along Mooretown Road. The first phase of the project (Verena at Williamsburg), consisting of 120 rental apartment units, has been completed. Under the current approvals, the remaining units can be any mix of rental apartments, condominium apartments, duplexes, and single-family detached homes, all of which must be age-restricted (age 55 and older). The opportunity for a variety and mix of housing types was intended to allow the developer to respond over time to changing market conditions. In approving the Planned Development, the Board approved three alternative master plan concepts (and a fourth concept plan was subsequently approved as an administrative Limited Deviation) designating different residential portions of the development as either “Condominium/Apartment” or “Single-Family/Duplex.”

For various reasons, primarily the national economic slump, the project has not proceeded as quickly as the developer expected. According to the application submittals from the original rezoning request in 2006, the project was to be fully built out by 2011; to date, a total of 120 of the 459 approved units have been built. The developer hopes to improve the marketability of the project by adding townhouses and assisted living units to the list of permitted senior housing uses, which can only be done through an amendment to the original conditions of Planned Development approval.

Continue reading →

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Many Williamsburg seniors want to stay in their own homes but don’t always know how to do that. And many of their family members want to help make that possible, but they don’t know where to start either.

That’s why Williamsburg Faith in Action, which connects volunteers with local seniors, created the Aging in Place Symposium. The event will serve seniors, caregivers and families of the Williamsburg area and give them resources to age in place safely. There are many ways to plan for aging in place and the sponsors and vendors of this event will share those during the symposium.

Registration is $10 for ages 55 and up and $15 for those under 55. The symposium will share resources in the Williamsburg community. Symposium workshop topics include “Maintaining Your Independence and Mobility,” “Wills and Estate Planning” and “Power of Attorney, Living Will and Medical Directives.” Other topics include veterans’ benefits, housing options, senior services and benefits. The event will serve seniors, caregivers and families of greater Williamsburg and give them resources to safely age in place.

The keynote speaker is James Rothrock, the interim commissioner for the Virginia Department for the Aging /commissioner of Department of Rehabilitative Services.

More info here

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Ken Carr retired to Williamsburg because he didn’t want to get away from it all. As a sales and marketing executive in the fashion industry, he had enjoyed a fast-paced career and was looking for a gentler climate than his home in the Chicago suburbs.

But nice weather and recreational options were only part of it: Carr also hoped for opportunities to keep busy and take on new challenges. “You spend your life working, as many of us have, five or six days a week with the pulse of business,” he says. “To just have that stop, psychologically, I didn’t find that it was all that appealing.”

When Carr moved with his wife, Nancy, to the gated community of Ford’s Colony in 1999, he immediately occupied himself building a retirement house. Someone asked if he would sell it, so he built another.

Then he became increasingly involved sharing his business experience with those just starting out. Carr connects with business clients through the Service Corps of Retired Executives (SCORE), a national program coordinated locally through the Greater Williamsburg Chamber & Tourism Alliance. “It’s a great way to use the expertise that you have,” says Carr,. “It’s also an incredible opportunity for businesses or organizations to get people who are very accomplished to assist them — the kind of team that quite frankly they couldn’t go out and hire.”

In fact, so many former executives and high-ranking military officers have retired to Williamsburg that a number of other organizations, including the College of William & Mary and its Mason School of Business have created local programs to harness their expertise.

The post-career challenges are not reserved solely for former captains of industry. Other retirees in the area take classes in a large continuing education program, teach in the same program and even help operate a professional chamber orchestra in Williamsburg. “We wind up with some very bright early retirees who still want to make contributions,” says Keith Taylor, director of James City County’s office of economic development.

The Williamsburg area (including James City County and upper York County) has become a retirement mecca. Money magazine named the region one of the country’s best places to retire. The magazine cited attributes such as the area’s history, culture, green space and access to health care and airports.
The area’s growing reputation among retirees has been helped by a constellation of attractions including the Colonial Williamsburg living history museum, the College of William & Mary, award-winning golf courses, a handful of prestigious gated communities, close access to tidal rivers and the ocean, and a location only three hours away from Washington, D.C.

As the retirement-age population grows, older residents are redefining the options available for their golden years and, in the process, reshaping the community. Kingsmill on the James, opened in the mid 1970s as the region’s first gated community, now has the company of several other retiree-friendly residential areas protected by gates or private security forces. These include Ford’s Colony and The Governor’s Land at Two Rivers.

The communities of , Colonial Heritage , The Settlement at Powhatan Creek and the Villas at Five Forks along with others in the Hampton Roads area  require that residents be 55 or older.

A boom in mixed-used developments also appeals to the preferences of an older population. These projects group shopping, restaurants and low-maintenance residences such as condos and town houses in one location. “Folks are looking more and more at access to retail and entertainment within walking distance of their homes,” says James R. Golden, associate vice president for economic development at William & Mary. “The retirement community is sort of a leader in this.”

Golden helped promote the development of New Town, a mixed-use community just outside Williamsburg in James City County. A second, similar development, High Street, is in the city. Riverside Health System also has a mixed-use community, Quarterpath at Williamsburg, which will include the new  hospital, a nursing home and housing. The hospital is under construction and slated to open in 2013. The remainder of the development will follow.

Community leaders see the retirement boom as a largely positive economic force that may create jobs for younger folks in areas such as health care, retail and other services. The officials point out that many of those retiring to Williamsburg from other areas, especially the Northeast, are well-heeled professionals and business executives who have chosen to end their careers while still in their 50s. “When you develop a vibrant retirement community … they will pay for services that they want and appreciate, and that will open up opportunities for people that want to fill those needs,” says Richard Schreiber, president and CEO of the Greater Williamsburg Chamber & Tourism Alliance.

Numbers help tell the story of Williamsburg’s growing popularity as a place to retire. William & Mary and the Center for Excellence in Aging and Geriatric Health, a local organization created to promote the health of older people, reported in 2003 that the 60-and-older population in Williamsburg, James City and upper York grew more than 65 percent, from 5,688 to 10,686, between 1990 and 2000. The 60-and-over population in Virginia as a whole grew 17.1 percent in the same period. Growth in the same group nationwide was 9.4 percent, according to the study, which was based on U.S. Census figures. During this same period, the area’s overall population grew about 27 percent, from 54,980 to 69,763.

Pete Williamson says he retired in Williamsburg partly because the city and its surroundings seem just as full of families and younger people as folks of his generation. Even his affluent Governor’s Land neighborhood seems to be attracting a good number of families, he says. “We have a community with a mix of young and old with school kids and retirees,” Williamson says. “We’re not some retirement community out in the middle of nowhere where you have to drive a half hour just to go to a grocery store.”

Williamson was living in Wilton, Conn., and working as an IBM program manager when he retired in 1994 at the age of 54. A volunteer job with an ambulance corps became full-time work before he and his wife moved to Williamsburg in 1998.

Now 70,Williamson co-leads a 40- to-60-mile bicycle ride for the local bike club (Williamsburg Area Bicyclists) once or twice a week. He also serves on the board of his neighborhood’s homeowners association and does computer work as a member of a charity tennis group that raised about $45,000 last year for a local hospice.

It’s hard to pinpoint the exact size of the region’s retirement community because there’s no set age for retirement. Louis Rossiter, a former Virginia secretary of health and human resources who’s now director of community health service research for the Center for Excellence in Aging and Geriatric Health, says Williamsburg may serve as a model in developing programs that can be adopted elsewhere.

Thinking ahead is important, says Rossiter, because an older population brings potential problems along with benefits. “When the retirees move here, they’re in good health. Then they age in place,” he says. “Who will take care of them as they become more frail?”

The Center for Excellence is a consortium of colleges, hospitals and health agencies that conducts sponsored research into such subjects as Alzheimer’s disease and arthritis, and studies ways to improve access to medical care. More significant for local retirees, the center also offers geriatric services not generally available in the community, such as memory assessment and driving evaluation.

For high-ranking military retirees, Williamsburg offers something beyond resort communities and golf courses: easy access to Washington. “Lot’s of people continue some kind of consulting but don’t want to live in D.C. — they’ve had that experience,” says William & Mary’s Golden, himself a retired Army brigadier general.

Local organizations increasingly are coming up with ways to capture the interests of these retirees and take advantage of their skills. The Mason School of Business at William & Mary, for example, enlists 90 retirees in its Executive Partners program as mentors for students and faculty and as consultants to companies looking for advice. “The joke is they come, play golf six months and get bored,” says Jonathan Palmer, the school’s associate dean. “We engage them at a very high and active level.”

In addition to mentoring others, Williamsburg retirees are interested in learning something new. William & Mary’s Christopher Wren Association, an education program for retirees, attracted more than 1,400 students last semester to more than 60 classes. Retirees served as faculty for many of the classes.

The Chamber & Tourism Alliance  began a Community Leadership Service in which 16 retirees who moved to the community recently took a crash course about the region, its governmental structure and inner workings. Participants have created a database of retired people with skills that could benefit local nonprofit organizations, says Schreiber, the chamber president.

Joan Peterson, lead the first group in 2006 . She as recruited because she chaired the education committee of the Williamsburg Symphonia, a professional chamber orchestra. Peterson moved to Williamsburg from Massachusetts when her husband took early retirement from Hewlett-Packard. She had been director of summer programs for a private school. Now a bit more than four years later, her husband is commuting regularly to consulting jobs in Minneapolis and Seattle, and she is immersed in a project she hopes will benefit nonprofits and retirees. “I absolutely love Williamsburg,” says Peterson. “I would have a hard time coming up with things I don’t like about it. Except maybe for the rapid growth. Everyone wants to be the last one in, I guess.”

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There are plenty of best places to retire lists and Williamsburg VA is on most of them.. But how about the places where it’s not such a good idea to retire?

Top Retirements.com just published their Worst States to Retire in 2012 and the Northeast and Midwest Came Up Losers

Your retirement is unique
Every individual has to consider his or her own criteria for identifying the worst or best states to retire. One of the most important factors for anyone is proximity to family and friends. So, if you want to be near your grandchildren the worst state on our list could be the best state on your list. Likewise, you might not share the same considerations we used to develop this list. Tax issues might be most important for you, or you might not care about spending winters in a warm state. .

Our Top Weighting Criteria
The factors for 2012 are: Fiscal health, property taxes, income taxes, cost of living, and climate. Each criterion was worth up to 1 negative point. If these are not key factors for you, your list might look very different.

The 10 Worst States for Retirement – 2012
Three new states made the list this year: Vermont, Minnesota, and Maine. That means that 3 states were lucky enough to leave the list: Ohio (low property and income taxes), Nevada (in terrible financial shape but no income tax and low property taxes), California (bad financial shape and high property taxes, but almost no income tax on our prototypical couple, plus a great climate). .

1. Connecticut.  CT won a numerical tie for 1st place  because it has much higher property taxes, income taxes, and cost of living than Illinois. It offers no exemption for social security, and most pension income is taxable. CT had the 3rd highest tax burden of any state in 2009. The Nutmeg State does have considerable charm and some terrific places to live, if you can afford to live there.

3. Rhode Island. The Ocean State has severely underfunded pension/health liabilities and budget deficits. It has the 5th highest median property taxes paid. Our prototypical couple would face much higher income taxes here than they would in most other states. It does have some great places to live, thanks to its extensive coastline and numerous bays and harbors.

4. Vermont. The Green Mountain State has very high median property and income taxes, with a top 10 cost of living. Winters here are better for skiing than golf.

5. Massachusetts. In the Bay State our prototypical retiree couple would face property taxes that are among the highest of any state. Even though social security income is exempt, income taxes would be high for our couple because of the flat rate applied to other earnings. Most government pensions are exempt, but private sector ones are taxed. The cost of living is high.

6. New Jersey. New Jersey residents are the biggest losers when it comes to property taxes – the median property tax in the Garden State is the highest in the U.S. at $6579. It also has the highest tax burden (as reported by the Tax Foundation), a large budget deficit issue, and a very high cost of living. New Jersey has both an estate and an inheritance tax. On the plus side, it excludes most pension and social security income for couples making less than $100,000.

8. New York. The Empire State was essentially tied with #9 Maine. We broke the tie because New York has the 4th highest median property taxes and one of the highest tax burdens. Surprisingly, the state did not earn any negative points for income taxes, since it offers generous exemptions for social security and pensions, along with a high standard deduction. Its cost of living is one of the highest, plus a very cold winter climate. On the plus side, New York’s Governor Cuomo is waging a campaign to limit property tax increases and improve the state’s fiscal condition.

9. Maine. Maine’s property taxes are much lower than New York’s, while Maine’s income tax on our prototypical couple would be about $1000 higher. Winters are even colder, but cost of living is lower.

Read more here in Top Retirements.com

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Where to Retire magazine, the only magazine in America geared toward helping people with retirement relocation decisions, has selected Williamsburg, VA , to profile as a top retirement destination in the in the feature story "Eight Enticing Low Cost Towns” in the September-October issue, which is on sale nationwide on August 23,2011   Each showcased town has its own appeal and the added benefit of urban perks nearby.

Where to Retire editor Mary Lu Abbott said Williamsburg  possesses many qualities important to today’s retirees.

“Williamsburg residents get the best of two centuries. Retirees can enjoy the perks of modern-day America, complete with fine dining, art museums and theme parks, and in the same day have an 18th-century adventure in Colonial Williamsburg. The College of William & Mary adds to the sophistication and culture and offers extensive leisure-learning opportunities,” Abbott said.

Each year, 700,000 Americans relocate to new towns to retire. Generally, relocating retirees are healthier, better educated and more affluent than retirees who choose to not relocate; they bring significant economic benefits to their new states and hometowns. Nationally, two dozen states and hundreds of towns seek to attract retirees as a source of economic development.
* * *
The magazine is also sold on various newsstands  See more information at www.WhereToRetire.com.

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According to the latest issue of CNN Money Magazine, Williamsburg VA comes in at number 25 in their listof the 25 Best Places to Retire.

For this year’s edition of Best Places to Retire, MONEY identified 25 towns with notable lifelong-learning programs, as well as other attributes that retirees can appreciate, from low taxes to affordable to high-quality health care. In all of these places, you can enjoy the traditional trappings of retirement, be it warm weather or water views, and savor a rich intellectual environment too.
Click through to see MONEY’s other top picks for retirees in 2010.

Population: 12,434    ( I should note that our combined area population of neighboring James City County and upper York County ( Bruton District) is approximately 80,000)

% over 50: 22%

Median home price: $270,000 ( A little misleading doesn’t buy much in the city of Williamsburg.)

State income tax: 5.75%*

Where to take classes: The College of William and Mary

Walking through the center of Williamsburg is like living history: Colonial Williamsburg, the heart of the town, is a functioning restoration of an 18th-century British colonial capital. Of course, you’ve got to like — or at least tolerate — the heritage shtick to make this place home. Here restaurant servers wear breeches and petticoats; the likes of George and Martha Washington wander through the historic area; and passers-by routinely hear fife and drum music.

Williamsburg also has many modern-day comforts. There are three airports and half a dozen hospitals within an hour’s drive. You can golf almost year-round at one of about 20 nearby golf courses. You can shop till you drop at one of the multitude of malls (no petticoats here).

The local university, College of William and Mary, is famous for both its academics and for having educated three U.S. presidents. And thanks to the school’s Christopher Wren Association, retirees can take courses where Thomas Jefferson, James Monroe and John Tyler once tread

Rankings like these really tell us about where we stand as a community. It’s easy to see why Williamsburg VA is continuously recognized in these kinds of publications."

The rest of the Top 25 are: Durham, N.C. (Duke University); Hanover, N.H. (Dartmouth College); Lexington, Ky. (University of Kentucky); Prescott, Ariz. (Yavapai College); Bellingham, Wash. (Western Washington University); Boise, Idaho (Boise State); St. Petersburg, Fla. (Eckerd College); Huntsville; Austin, Texas (University of Texas); Tucson, Ariz. (University of Arizona); Ann Arbor, Mich. (University of Michigan); Fort Collins, Colo. (Colorado State University); Lincoln, Neb. (University of Nebraska); San Luis Obispo, Calif. (California Polytechnic State University); Fayetteville, Ark. (University of Arkansas); Ashland, Ore. (Southern Oregon University); Ames, Iowa (Iowa State University); Beaufort, S.C. (University of South Carolina); Brunswick, Maine (Bowdoin College); Athens, Ga. (University of Georgia); Northampton, Mass. (Smith, Amherst, Hampshire and Mount Holyoke colleges and University of Massachusetts-Amherst); Asheville, N.C. (University of North Carolina-Asheville); Duluth, Minn. (University of Minnesota-Duluth); Davis, Calif. (University of California-Davis); and Williamsburg, Va. (College of William and Mary).

How it rates places: Hard to say for Money’s “25 Best Places to Retire,” because the magazine doesn’t divulge its criteria on its site.

What’s good: You can easily find a long list of stats for each of these winners, from weather to house prices. And you can see how any of the Best Places to Retire measure up against Money’s overall Top 10 Best Places in the same key measurements.

What’s not good: Without explaining why the 25 Best Places to Retire made the cut, this list comes off as random.

Best for: Generating names of places you might not have thought about and then doing your own research about the ones that pique your interest.

Search homes for sale in Williamsburg, James City County, Yorktown, New Kent and surrounding areas of Virginia

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In its September/October 2010 issue, Where to Retire magazine, the only magazine geared to helping people with retirement relocation decisions, features eight spirited college towns with super deals. The article is the fifth installment in the magazine’s yearlong series called “Ready for the Rebound,” spotlighting destinations that are great for retirees and offer unusually good buys in housing. Now, as a special feature in each issue, “Ready for the Rebound: Hot Spots for Retirement Real Estate Discounts” provides insight into current bargains in places chosen by the editors from extensive research into home prices over the past decade.

Where to Retire editor Mary Lu Abbott said “Ready for the Rebound” sheds light on the unique opportunities for baby boomers and retirees to snap up dream retirement real estate at discounts, with the current market’s record low housing prices, low interest rates and high inventory. The September/October installment gives readers a sample of places with a college or university that have great sale prices today.

“College towns provide retirees the opportunity to continue their education while enjoying a myriad of cultural and sports offerings,” Abbott said. “These dynamic destinations offer a vibrant lifestyle with a fun spirit that many seek in retirement.

College towns also have some of the most affordable homes in the country. We have chosen eight locales from coast to coast.” The cities featured in this issue are Eugene, OR; Missoula, MT; Fayetteville, AR; Athens, GA; Knoxville, TN; Williamsburg, VA; Madison, WI; and Tallahassee, FL. The September/October issue mails to subscribers nationwide on July 30, 2010.

“Eugene, home of the University of Oregon, offers biking trails and vineyards for outdoor enthusiasts and is ideal for retirees looking for a small-town feel with big-city amenities. Located in a valley along the Clark Fork River, Missoula harbors the University of Montana and a wide range of outdoor and cultural activities including golf, theaters and museums. The University of Arkansas Razorbacks call Fayetteville their home, as do many retirees who enjoy the four-season climate, mountain setting and Arkansas’ largest performing arts and entertainment venue.

In northeast Georgia, Athens combines quirky vibes and Southern traditions with the opportunity to take classes at the University of Georgia and cheer the Bulldogs at sporting events. Knoxville is home to the University of Tennessee and two other colleges, and offers a low cost of living and low housing prices along with proximity to the Great Smoky Mountains. A youthful spirit is ignited by the College of William & Mary located in Williamsburg, VA, where retirees are drawn by an easygoing lifestyle and Colonial ambience in the historic district. The center of a large metropolitan area.

Madison mixes urban perks and outdoor fun with the benefits of the University of Wisconsin and the political scene of the Wisconsin Capitol. Tallahassee, home to two colleges including Florida State University, is brimming with arts and culture, offering more than 500 music, dance and theater events throughout the year,” Abbott said.

Each year, 700,000 Americans relocate to new towns to retire. Generally, relocating retirees are healthier, better educated and more affluent than retirees who choose to not relocate; they bring significant economic benefits to their new states and hometowns. Nationally, two dozen states and hundreds of towns seek to attract retirees as a source of economic development.

You can buy the magazine on the newsstand or subscribe to it here

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