• psst … I’m a Realtor! Thanks for stopping by my website. I would love to help you find your dream home and community in the Hampton Roads or Williamsburg area or to sell your existing home. This website is authored by local resident and REALTOR, John Womeldorf. John is known around town as Mr. Williamsburg, for both his extensive knowledge of Hampton Roads and the historic triangle, and his expertise in the local real estate market. His websites, WilliamsburgsRealEstate.com and Mr Williamsburg.com were created as a resource for folks who are exploring a move to Williamsburg, VA , Hampton Roads VA and the surrounding areas of the Virginia Peninsula. On his website you can search homes for sale , foreclosures, 55+ active adult communities, condos and town homes , land and commercial property for sale in Williamsburg, Yorktown, New Kent, Poquoson, and Gloucester, VA as well as surrounding markets of Carrolton, Chesapeake,Gloucester, Hampton, Isle of Wight, Portsmouth Mathews, Newport News Norfolk, Poquoson, Smithfield, , Suffolk, Surry, Va Beach, Yorktown and York County Virginia You can reach John by email John@MrWilliamsburg.com or phone @ 757-254-813

Hampton Roads VA- Foreclosures

Are you thinking of buying a foreclosed home in Hampton Roads Virginia ? Freddie Mac is offering a Closing Cost incentive of up to 3.5% of your purchase price for all Purchase Offers received between October 23, 2008 – January 31, 2009, that close by March 14, 2009.

Homebuyers: Now, no matter where you looking to buy a home in Hampton Roads VA, owning your own home may be more affordable than you think! If you are currently renting or wanting to move up, Mr Williamsburg would like to help you on your way to homeownership. By teaming up with Freddie Mac Mr Williamsburg can help you receive up to 3.5%* of your purchase price in closing costs for any offer presented on HomeSteps homes between October 23, 2008 – January 31, 2009 that closes by March 14, 2009

To qualify for this great money-saving offer, just ask Mr Williamsburg to show you the available HomeSteps homes in your area and to include this closing cost offer at the time of your initial offer on a HomeSteps/ Freddie Mac owned  home. Then, upon qualified closing, you will receive your closing cost incentive.

No coupon required!

Saving up to 3.5%* at closing adds up! Just think, you could use your closing cost savings to purchase new carpet, new furniture – you name it!

This offer only lasts until January 31, 2009, so make sure and Call or email Mr Williamsburg today John@MrWilliamsburg.com  about HomeSteps homes/ Freddie Mac Foreclosed Homes in Hampton Roads VA

*As an example of your savings, if the purchase price of your home is $300,000, HomeSteps will pay up to $10,500 of your closing costs. This savings is money that you can use for moving expenses or new furnishings. (Please note HomeSteps will only pay up to 3.5% of your purchase price in closing costs, not to exceed the total closing costs.

Promotion is valid only on HomeSteps (Freddie Mac-owned) properties.

Terms and Conditions:

In order to redeem an Ask an Agent buyer’s closing cost offer or Selling Agent bonus, homebuyers/agents must purchase/sell a HomeSteps home between October 23, 2008 – January 31, 2009; sale must close  by March 14, 2009.

Terms:

  • Only HomeSteps (Freddie Mac-owned) properties are eligible.
  • This offer valid in the United States (including PR, VI and GU).
  • All offers submitted on or after October 23, 2008, and on or before January 31, 2009, are eligible.
  • Buyers Closing Cost offer must be mentioned to the HomeSteps Listing Agent at the time of initial offer on a HomeSteps home.
  • All sales must close escrow on or before March 14, 2009, to be eligible for Ask an Agent offers.
  • *Ask an Agent closing cost offer is valid only on owner-occupied, financed homes; a limit of 1% closing cost offer on owner-occupied, cash sales.
  • Closing cost offer may not exceed actual closing costs.
  • Investor sales are not eligible for buyer’s closing cost offer.
  • Ask an Agent offers are not valid on Auction or Sealed Bid properties.
  • Ask an Agent offers are not transferable and may not be combined with any other offer.
  • Seller reserves right to remove homes from “Ask an Agent” promotion or end promotion at any time.

If you are thinking of buying a foreclosure, short sale, REO or bank owned property or home in Williamsburg, New Kent, Gloucester, Yorktown, York, Newport News, Hampton, Isle of Wight, Suffolk, Chesapeake, Va Beach, Norfolk or any other areas of Hampton Roads email or call John Womeldorf John@MrWilliamsburg.com  757 254 8136 for an up to date list of all properties currently on the market.

Virginia Beach Real Estate- Median Income Facts

va beachHere is a surprising fact. Forbes Magazine looked at the 2004 US Census and came up with a list of cities with the highest median income.  You would think that LA, New York City would definitely be on the list of the top 10. Not so.

Surprisingly our own VA Beach was ranked 4th on the list.

Median income is the level at which half of the households make more and half less.

 San Francisco and Washington, D.C., are in the top 10 as well although New York, Boston and Miami are nowhere to be seen in the top ten. California cities make up 40% of the rankings, and the rest is made up by some surprising locales, including Anchorage, Raleigh, N.C., and Virginia Beach, Va. While pleasant places, they aren’t generally thought of as homes for the rich and famous.

What gives? A combination of local economic strength, geographical quirks and the limitations of the analysis, which measures the middle of the income distribution, rather than the extremes.

Newer cities also have higher median incomes than more established places, like Boston or Chicago, because they are growing and have people moving in rather than out. Look just outside the city of Philadelphia (which also did not make the top ten), for example, and you will see an abundance of wealthy suburbs.

Virginia Beach is also helped by its strong military economic base. Military areas tend to have less-extreme income distributions (a reason San Diego makes the list as well), and retirees in the area tend to have comfortable military pensions.

 

Rank

City

State

Median Household Income

Median Home Price

1

San Jose

California

$71,765

$625,000

2

Anchorage

Alaska

$61,595

$294,374

3

San Francisco

California

$60,031

$726,900

4

Virginia Beach

Virginia

$55,781

$192,000

5

San Diego

California

$51,382

$605,600

6

Anaheim

California

$49,622

$696,100

7

Raleigh

North Carolina

$47,878

$185,200

8

Seattle

Washington

$46,650

$310,300

9

Washington

District of Columbia

$46,574

$429,900

10

Honolulu

Hawaii

$46,500

 

Click here to search all homes, town homes, condos, building lots, 55+ communities, golf course communities both new and resale for sale in Va Beach , Virginia

Youth Football in Williamsburg VA

I thought I would share a few thoughts from one of our son’s youth football coaches. Youth Football in Wiiliamsburg VA has a huge following. Our two sons play for the Williamsburg Hornets their website is, www.williamsburghornets.com . Amazingly both of their teams are going to the playoffs this year having achieved records of 9-1. It is an amazing effort from coaches and parents alike to coach and run the teams as well as they do. We are blessed to have such a dedicated coaching staff and parent involvement.
I jokingly made a comment about these last few years to a parent, She responded try doing it for 12 years like we have !
 
you can check out the Williamsburg Hornets and all of the other youth football teams in the Peninsula area at the Peninsula Youth Football Website http://www.leaguelineup.com/standings.asp?cmenuid=7&url=pyfa
There are teams throughout the area including Gloucester, New Kent, West Point, York County, Hampton, Newport News, Poquoson and Williamsburg/ James City County
 
 
Wow, what a busy weekend!  — GAME NOTES —  what a mud-pit on Saturday. I’m thrilled for several reasons. The weather was horrid, but we played tough. The opponent was ruthless, but we hit harder. The score was against us, but we came back. The entire flow of the game wasn’t going our way, but we turned it around. The kids were frozen & wet on the sidelines, but they all cheered their team mates on. The crowd was amazing in their positive support  … I could hardly hear the cadence on the field over the cheers … THANKS A TON! 
 

— WYFCL Night at William & Mary Stadium — a huge hit again this year. Tons of folks around prior to the game, but most people I saw were in the “JUMBO-TRON” endzone having fun, watching the game, and supporting our GOLD & GREEN Midgets teams who did an outstanding job running plays and hustling.

  

 

 

 

— PLAYOFFS — SATURDAY NOVEMBER 15th vs Yorktown Patriots (9 – 1); the game will be played at Page Middle School in Gloucester … that’s Page Middle School in Gloucester. Kick-Off time is 11am, but be at Page Middle School in Gloucester by 10am for roll-call and warm ups.

 

Flood Zones in Hampton Roads Virginia

Question: I am thinking of purchasing a home in Hampton Roads, Virginia. I know that that are certain areas in Hampton, James City County, Norfolk, Chesapeake, Poquoson, York County and other nearby areas  are prone to flooding. How can I find out if a home I am interested in is in a flood zone ? How can I find out how much flood insurance will cost ? What are flood zones?


Flood zones are land areas identified by the Federal Emergency Management Agency (FEMA). Each flood zone describes that land area in terms of its risk of flooding. Everyone lives in a flood zone—it’s just a question of whether you live in a low, moderate, or high risk area.

How do I find out whether or not a property is at risk of flooding, and if it is, at what level?
Go to the website http://www.floodsmart.gov and fill out the Flood Risk Profile on the left hand site of the site.

 What is a Special Flood Hazard Area (SFHA)?
Land areas that are at high risk for flooding are called Special Flood Hazard Areas (SFHAs), or floodplains. These areas are indicated on Flood Insurance Rate Maps (FIRMs).

A home located within an SFHA has a 26 percent chance of suffering flood damage during the term of a 30-year mortgage.

What is a Non-Special Flood Hazard Area (NSFHA)?
A Non-Special Flood Hazard Area (NSFHA) is an area that is in a low-to-moderate risk flood zone (Zones B, C, X Pre- and Post-FIRM). An NSFHA is not in any immediate danger from flooding caused by overflowing rivers or hard rains.

However, it’s important to note that structures within a NSFHA are still at risk. In fact, one out of four floods occurs in an NSFHA! Get the facts before you decide that your property is not at risk.

Is there a special risk-rating procedure for coastal high hazard areas (V zones)?
Yes. When calculating the risk of a V zone property, the formula takes into account the ability of the building to withstand the impact of wave action.

Hello world!

www.MrWilliamsburg.comIn an attempt to find the best platform for blogging I am now using WordPress to issue updates for real estate information about Williamsburg, James City County, York County, New Kent County, Gloucester County, Newport News, Hampton, Poquoson, Smithfield, Isle of Wight, Chesapeake, Norfolk, Va Beach and all the surounding areas of Hampton Roads Virginia

You can explore my other real estate blogs at  http://activerain.com/blogs/johnwomeldorf on the Active Rain Site or on my Blogspot weblog  http://mrwilliamsburg.blogspot.com or any of my multiple websites

www.MrWilliamsburg.com  www.MrHamptonRoads.com  www.MrTidewater.com www.MrBurg.com

If you are searching for Homes/ Townhomes/ Condos / Building lots/ Commercial/ or rentals in the Williamsburg area  CLICK HERE WILLIAMSBURG VA MLS HOME SEARCH

To search homes for sale/ real estate/ condos/ townhomes in all other areas of Hampton Roads Virginia

CLICK HERE FOR Real Estate Home Search  Tidewater Hampton Roads Va