Question:Are you able to give a short list of mortgage companies in the Williamsburg/ Hampton Roads VA. area which I might want to consider. I understand that you can’t really recommend one over another. But a short list of generally approved businesses would be a help.
Answer: To achieve a preferred status with out company Lenders had to agree to not charge for credit reports and not to charge junk fees, Admin Fees, etc. That´s the pledge from lenders we have hand selected to earn ‘preferred’ status to offer mortgage services to Liz Moore & Associates´ buyers. And adding up the dollars NOT spent on extraneous fees results in an amazing amount of money our buyers now have to spend on their new homes! When it´s your home, everything counts. They work out of an office in our building and are available seven days a week.
You would be surprised at what these extraneous fees add up to. I have seen mortgages where the fees added up to over $4000.
Our preferred lender list includes B.F. Saul, Wells Fargo, Suntrust and a local company Atlantic Bay. Contrary to popular belief our Broker (Liz Moore) has advised us that we can recommend one lender or home inspector or contractor or surveyor, etc.
Her reasoning was if a client is asking who should they should work with, who has the best service , who has the best rates then why can’t we tell them ?
To that end I would recommend Ginny Phillips at BF Saul. Great to work with, great rates, Great service.
In the last five years of selling real estate, the only times I have had issues was with out of state lenders who we don’t have relationships with. I could fill a book with the last minute snafus and displeasure that they have caused .
Ginny’s contact info is below.
http://www.bfsaulmortgage.com/lo_home2.html?gphillips
Ginny Phillips Loan Officer BF Saul
Phone:
(757) 599-2827
Cell:
(757) 572-9635
Send her an email
BF Saul Mortgage
721 Lakefront Commons
Suite 201
Newport News, VA 23606
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